Fixed 10% APR Personal Loans for All Credit Scores

Borrow $2,000 to $10,000 nationwide. Fast approvals & 24-hour funding

Apply Now
All 50 States
Fixed 10% APR
24 Hours Funding

Loan Calculator

Fixed 10% APR on all personal loans.

$2,000.00
$2,000.00$10,000.00
24 months
24 mo60 mo
Fixed 10% APR$214.96
Total Repayment$2,214.96

Your Monthly Payment

$92.29

month for 24 months

Fixed 10% APR. No hidden fees or balloon payments.

Brook Loans at a Glance

$2,000–$10,000

Loan Amounts

10%

Fixed APR

All

Credit Scores

24 HRS

Funding Speed

Brook Loans loan features and offerings
FeatureBrook Loans Offering
Loan Amounts$2,000 Minimum — $10,000 Maximum
Interest Rate10% Fixed APR Annually
Credit RequirementsAll Credit Scores Accepted
AvailabilityAll 50 U.S. States
Funding SpeedWithin 24 Hours of E-Signature

Why Choose Brook Loans?

We're a direct lender, not a broker. We've redesigned the personal loan to be as clear as a mountain stream — one fixed rate, every credit profile, all 50 states.

Radical Transparency

No hidden fees, no variable rates. Every borrower receives the exact same fixed 10% APR, with $0 origination fee and no prepayment penalty.

Fast Funding

Once you complete phone underwriting and e-sign your agreement, your funds are disbursed within 24 hours.

Universal Acceptance

Your financial future is more than a three-digit number. We accept applicants across all credit score ranges, in all 50 U.S. states.

Personal Financing for Every Purpose

Brook Loans provides flexible capital tailored to your specific situation. Because we accept all credit score ranges, you can secure funding without the typical barriers. You can use your Brook Loans personal loan for any purpose, including:

  • Debt consolidation to simplify your monthly payments
  • Home improvement and critical repairs
  • Unexpected medical or dental expenses
  • Major life purchases and life events
  • Emergency financial safety nets

Get Funded in 3 Simple Steps

1

Apply Online

Fill out our secure, basic online application form to establish your profile and requested loan amount. Takes about 5 minutes.

2

Call for Underwriting

Call our team at (747) 208-0334. We will transfer you to underwriting to review your terms and e-sign your agreement.

3

Receive Your Funds

Your call is transferred to funding for final processing. Funds are sent to your account within 24 hours.

Start Your Application
256-Bit SSL Secure
$0 Upfront Fee Guarantee
Nationwide Direct Lender
All Credit Scores Accepted

What Brook Loans Customers Say

  • A lifesaver for unexpected expenses.
    I needed $3,000 for an emergency home repair and my credit isn't perfect. Brook Loans didn't just approve me; they gave me the exact same 10% rate they advertise. The money was in my account the next morning.

    — Sarah M., Texas

  • Finally, a lender with no hidden fees.
    I was tired of variable rates and hidden charges from other online lenders. The Brook Loans process was incredibly straightforward. I borrowed $8,000, and my repayment schedule was crystal clear from day one.

    — David R., Ohio

  • Real people actually answer the phone.
    The best part of my experience was the phone underwriting. Instead of dealing with an automated bot, I spoke to a real person in their Los Angeles office who walked me through the e-signature process in five minutes. Highly recommend.

    — Elena G., Florida

Ready to Get Started?

Apply online in minutes, then call (747) 208-0334 to complete underwriting and e-sign your agreement.

Apply NowCall (747) 208-0334